An Umbrella policy is a form of additional liability insurance that provides an added layer of protection for assets in the case of a catastrophic loss. It protects your assets and future earnings from court awarded settlements pertaining to your personal liability exposures involving your home, automobile, boats, recreational vehicles, rental properties, and more. Umbrella policies start at $1 million dollars of coverage, and can be increased to $2 million, $5 million and higher. Maggiacomo Insurance can tailor a quote to your specific needs.